The first step in our debt management plan is for you stop paying credit card interest as soon as possible.  We recommend that you transfer all of credit card debt to an interest free credit card.  There are many credit cards that offer 0% interest on balance transfers. By transferring all of your credit card balance to one of these cards, this will buy you time while you put together a long-term debt consolidation plan (Debt Management Plan: Step 3).


Go To Step 2